Terms of Service

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Welcome to Affordable Care Agency LLC! This Terms of Service (“Agreement”) governs your use of our website, www.zeropremiumcare.com (“Website”), our toll-free 800 number, and our SMS/text messaging system (collectively, the “Services”). It also explains how we collect, use, and protect your personal information. By accessing or using our Services, including signing up for health insurance through us or opting into our text messaging program, you agree to be bound by this Agreement. If you do not agree, please do not use our Services.

SMS Terms & Conditions

SMS Consent Communication

The phone numbers collected as part of the SMS consent process will not be shared with third parties for marketing purposes.

Types of SMS Communications

If you have consented to receive text messages from Affordable Care Agency LLC, you may receive messages related to the following:

• Customer Care
• Application status updates
• Policy renewal reminders
• Promotions and special offers

Example:

"Congratulations, your health insurance application was approved! Your insurance card will arrive in 2-3 weeks & will take effect April 1. Need help? TEXT us anytime. 

Reply STOP to opt-out of SMS messaging from Affordable Care Agency LLC."

Message Frequency

Message frequency may vary depending on the type of communication. You may receive up to 5 SMS messages per month regarding customer care, your application status, policy renewal reminders, or promotions.

Potential Fees for SMS Messaging

Standard message and data rates may apply based on your carrier’s pricing plan.

Opt-In Method

You may opt-in to receive SMS messages from Affordable Care Agency LLC in the following ways:

• Submitting an online form (Checking the SMS consent box during enrollment.)

• Texting our toll-free 800 number to opt in

• Calling our toll-free number and verbally confirming consent

Opt-Out Method

You can opt out of receiving SMS messages at any time by replying STOP to any message. You may also contact us directly to request removal from our messaging list.

Help

If you need assistance, reply HELP to any message.

Additional Options

If you do not wish to receive SMS messages, you can choose not to check the SMS consent box on our forms.

Standard Messaging Disclosures

• Message and data rates may apply.

• You can opt out at any time by texting STOP.

• For assistance, text HELP or visit our Privacy Policy and Terms of Service pages.

• Message frequency may vary.